(*Please review our retainer agreement for full terms & conditions, including additional fees in some cases)
We are pleased to offer flat legal fees and a monthly payment plan to make our debt relief services affordable for you. We know you have financial hardship and we do not want our legal fees to stand in the way of a strong defense in court. Please call our compasionate staff to discuss your budget for payment of our fees.
Our basic legal fee to defend you in one credit card debt collection lawsuit in Brooklyn, Queens, Bronx or New York County:
If there is a lawsuit, wage garnishment or frozen bank account: $750 + 10% of any savings if settled or dismissed.
Our basic legal fee to stop debt collector harassment on an account, and request any proof of the debt or settlement you desire:
If there is no lawsuit: $250 + 10% of any savings if the collection claim is settled or dismissed
The legal fee we charge for participation in our Debt Settlement Program is fifteen percent (15%) of your account balances at the time of enrollment. However, our fee for settlement of any account is not earned or paid to us until a settlement agreement has been entered into for that account. The monthly debt settlement deposit amount we calculate with you is based on an estimated sixty-five percent (65%) settlement amount for your enrolled accounts, plus our 15% settlement fee, and the cost of your debt settlement bank account as arranged with an insured financial institution. Most clients can expect to see at least one enrolled account settled within your first year in our program.
You as the client own all funds on deposit in your debt settlement bank account, called a Dedicated Account. You can withdraw those funds at any time without penalty.
Note: Debt settlement can hurt your credit rating and you may incur taxes on any portion of a debt forgiven by a creditor. Alternatives to debt settlement include free credit counseling and arrangements to repay debts in full, as well as Bankruptcy to discharge all of your unsecured debt and/or restructure any secured loans.
For details on our Debt Settlement Program and important disclosures, click here.
If you have any questions about our Debt Settlement Progarm, contact us for a free consultation.
If a collection agency has violated your consumer rights in the debt collection process, they may be required to pay or reimburse legal fees on your behalf. We recommend you keep a record of all debt collection calls you receive, including the name of the collection agency, the name of the creditor you owe money to, the date of the collection call, and the time of the collection call, as well as any suspicious conduct by the debt collector.
Save copies of all debt collection letters you receive in the mail, and contact a debt lawyer like us to send a prompt and timely response. Act fast, there is a short statute of limitations to make a claim against a debt collector.
Our standard legal fee to defend you in one residential mortgage foreclosure lawsuit:
Brooklyn, Queens, Bronx & New York County: $250 per month
All other NY counties: $350 per month
Our standard legal fee for a successful residential mortgage modification application is $3,500, paid as follows:
Initial fee: $1,500
Acceptance into a trial modification: $1,000
Acceptance of a permanent modification:$1,000
We offer a monthly payment plan for these legal fees. Please contact our office to discuss your budget.
Note: This $3,500 legal fee does not include foreclosure defense or other litigation
Start with your free consultation today. Call or email us for a confidential