Protecting Consumer’s Rights in Queens, Brooklyn, NYC
Proudly Representing Victims of Unfair Practices
Have you been served with a lawsuit due to unsatisfied debts with a creditor, lender, or collection agency? Do you suspect that your rights as a consumer have been violated by a collections agency or agent? If so, you will need the help of our Queens debt collection attorneys at your side immediately.
At The Hurwitz Law Firm, we are exclusively devoted to protecting the rights of consumers throughout Brooklyn and Queens. If you are currently dealing with a collection agency or lender, the first thing that you need to know is that you have rights. Our Brooklyn consumer rights lawyers are ready to provide you with personalized counsel to vigorously protect your best interests.
Fair Debt Collection Practice Act (FDCPA) Attorneys
Under the protection of the FDCPA enforced by the Federal Trade Commission (FTC), debt collectors are prohibited from using unfair, abusive, or deceptive practices in an effort to collect money from you. If your rights have been breached, you could have grounds to take legal action.
- According to the FDCPA, the following are considered to be unfair collection practices:
- Harassing or abusive practices, including use of obscene language, repetitive threats, acts of violence, physical abuse, or other harm
- False or misleading practices, statements, or representations, including use of false or deceptive claims in an effort to collect a debt
- Threats of seizing or garnishing your wages unless a debt is satisfied (without legal consent)
- Unfair practices as a means to collect or attempt to collect a debt
- Recurring collection attempts at inconvenient hours of the day
We take violations of the FDCPA very seriously. As fierce and loyal advocates of our clients, we are not afraid to fight against unfair debt collection practices. Not only can we help you pursue damages as a result of the violation, but we can help you recover additional punitive damages or attorney’s fees.
What can collection agencies do?
If you are behind on a bill payment or have defaulted on a mortgage, debt collection agencies and lenders will make attempts to contact you. While it is important never to ignore these collection attempts, even if you suspect they have been made in error, there are specific practices of which you must be aware. Not only will creditors have the right to contact you, but they may even make attempts to obtain a judgment to collect wages from you or seize your bank account.
Demand Fairness with Our Brooklyn & Queens Consumer Rights Lawyers
From wage garnishments to unfair debt collection practices, our legal team can represent you and help fight any judgment made against you. We understand that having your hard-earned salary taken from you can create an unfair hardship on you and your family. Let our Queens consumer rights attorneys fight on your behalf so you can reclaim control over your finances and move forward.
If you have been contacted by a collection agency, or if a complaint has been filed against you by a debt collector, you must respond immediately. Our debt collection attorneys can act on your behalf in an effort to completely protect your rights as a consumer. We understand all consumer protection laws and procedures and can be trusted to help you through this time.